RegTech in an Increasingly Digital World


Equiniti in RegTech

Equiniti offers RegTech solutions which are designed for the digital age that are nimble, compliant, configurable, easy to integrate, reliable and secure. We work as trusted partners to our clients helping them to serve both consumer and commercial customers and specialise in the areas of Know Your Customer, end-to-end digital onboarding, complaints, loans, risk management and fraud analytics.

Our solutions benefit our clients by allowing them to adapt quickly and easily to new regulation, manage compliance and fraud, improve customer service delivery and increase speed to market.

The Rise of RegTech
Our solutions help our clients
adapt to regulatory change
Equiniti KYC Solutions

Know Who You're Dealing With

wetransferEquiniti KYC Solutions is an experienced KYC technology and services provider and is a trusted partner to leading financial institutions and banks. We help our clients master their client lifecycle management processes including regulatory due diligence onboarding, periodic and event-driven review, remediation and offboarding. Our solutions enable quick and efficient onboarding of clients, getting them trade-ready as soon as possible.

We offer a flexible delivery model, and can provide software in the Cloud, on-premise, or alternatively clients can access KYC-as-a-Service, where we become your KYC department.

Using our smart technology, best practice processes and experienced people, KYC-as-a-Service delivers a more reliable result, more quickly and more cost-effectively - typically enabling speed, quality and cost improvements in Year 1.
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Biometric Mobile Authentication and Identity Lifecycle Management Solutions

Equiniti offers frictionless end-to-end digital customer onboarding solutions. Developed specifically for the financial services industry we create best of breed biometric, mobile authentication and identity lifecycle management processes which are more secure and convenient to use.

Working in partnership with biometric technology provider Daon, our end-to-end solution helps banks establish a concrete audit trail for transactions, reduces identity fraud at the point of service, protects customer identities and enhances the customer experience and brand sentiment. Creating seamless onboarding, Prequel offers a universal authentication platform for mobile devices. The Prequel platform which allows users to mix and match security factors of the past such as passwords with security factors of today such as voice, geo-location and facial recognition as well as emerging factors of tomorrow. Prequel is also supported by a case management platform to manage the customer record, initiate enrolment and verification requests.

Complaints Management

Equiniti is a trusted partner to the financial services sector. We deliver intelligent end-to-end complaint handling and rectification solutions to some of the UK’s leading financial services brands and customer facing organisations.

As a strategic partner, we provide the people, processes and compliant, award-winning technology to help you manage your complaints. Our solution is modular which gives our clients the freedom to select single components of the customer experience service, through to an end-to-end managed service solution.

Working with 65 financial services brands, Equiniti deployed Europe’s largest complaint handling system to over 70,000 users in one of the ‘Big Four’ UK banks. We also have over 1,100 experienced financial services consultants working on-site across the UK.

Lending Software

Developed in partnership with end-user banks and lenders, Equiniti’s lending software, Core Pancredit is a robust, end-to-end loan origination, servicing and collections platform which helps you win on service, minimise risk and comply with industry regulations such as Treating Customers Fairly. It covers all aspects of the lending process from customer onboarding, loan servicing and risk management in a single integrated system and manages up-to-date and comprehensive information about customers across front and back office teams. Core Pancredit manages portfolios with ease, increases transaction volume, has in built decisioning capabilities and rapidly brings new products to market.

On behalf of its clients, Equiniti administers a loan book in excess of £13bn. With over 25 years of specialist experience in developing these solutions for the financial market, Equiniti is helping organisations to champion responsible lending, cut costs and enhance the service experience of end-users.

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Risk Management and Fraud Analytics

Equiniti is a leading provider of risk management and fraud analytics software for the global commercial finance industry. With over 20 years’ experience, we have successfully protected clients with expert risk management.

Our software, RiskFactor has been developed specifically with commercial finance lending, including factoring, invoice discounting and other types of collateral and asset-based lending in mind. Our software provides our clients with peace of mind and delivers:

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A new era in decision making for digital banking

Equiniti specialises in the provision of digital banking solutions specifically in the areas of risk management and loan decisioning.

Our technology revolutionises the way banks process and approve working capital loan applications, cutting the approval time from weeks to minutes and dramatically reducing the bank’s cost of capital expenditure. RiskFactor for Digital Banking enables banks to lend more securely, lend more money and reduce their cost of capital.

It creates high speed data transmission over the web, providing banks and peer-to-peer lenders with up-to-date information about the financial health of their customers.

RiskFactor for Digital Banking removes the need for time-consuming, manual data preparation and risky transference processes, enabling lenders to make the right decision quickly and with confidence.

Once a client has been onboarded, our software’s performance monitoring services allow changes in credit risk to be detected on a timely basis. This is a vital component in helping organisations comply with evolving industry standards such as IFRS 9.

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