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Credit Services

We are a specialist provider of business process outsourcing services to consumer and commercial lending institutions.

Our extensive credit domain expertise and scalable processing capabilities help to relieve the pressure on the credit industry from operational challenges, market forces and regulation.

We have proven, end-to-end capabilities to help clients transform their lending operations and lend more responsibly.

We Provide:

  • A comprehensive range of credit services. Equiniti provides an end-to-end solution across technology, consulting and processing. 
  • A scalable and full auditable platform. We enable mortgage and credit companies to grow loan book revenue more quickly, while meeting regulatory requirements and spotting real-time changes in repayment behaviour to identify and mitigate fraud and risk of default.
  • A robust credit process. Equiniti uses a flexible model based on process best practice that delivers cost efficiencies and an excellent customer experience.
  • Extensive credit domain expertise. We work with major credit institutions processing £13bn in loans per year, helping to drive best practice processes, implement better technology and streamline operations.

 How We Can Help

  • Outsourced Credit Servicing - Equiniti Credit Servicing is a complete outsourced credit management solution for secured and unsecured lenders.
  • Lending software - Equiniti’s lending software, Core Pancredit is a robust, end-to-end loan origination, servicing and collections platform which helps you win on service, minimise risk and comply with industry regulations such as Treating Customers Fairly.
  • Risk Management and fraud analytics - has been developed specifically with commercial finance lending, including factoring, invoice discounting and other types of collateral and asset-based lending in mind. 
  • Loan brokerage - We are a sophisticated loan processing organisation that efficiently matches prime and non-conforming borrowers with a variety of lending sources for unsecured and secured personal loans. 


To find out more about how Equiniti can help your organisation, get in touch with us today.