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Credit Services

EQ Gives Expert Comment On FCA Review Into Regulation Of ‘Buy-Now-Pay-Later’ Firms

03 February 2021

The FCA has yesterday issued a board report titled ‘The Woolard Review - A review of change and innovation in the unsecured market’ conducted by Chris Woolard CBE. 

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Credit Services

What's Next For Financial Services

02 February 2021

Last year was a year of challenges and opportunities, a year of reassessing how we work and looking for innovative new ways to shape the future. As a result of the changing financial environment brought on by 2020, the Government and Regulators took proactive action to support consumers and businesses alike through this period of uncertainty.

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Credit Services

Prioritising For 2021: A Year Of Innovative Solutions

12 January 2021

We discussed this with EQ experts and our industry partners, and three key themes emerged: data ethics, true credit risk and monetising 2020 merger and acquisition (M&A) activity in payments. 

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Credit Services

Using Technology To Support Borrowers In Difficult Times

17 December 2020

At the beginning of the COVID-19 pandemic the Financial Conduct Authority (FCA) moved swiftly to put in place measures to support users of certain consumer credit products, with the expectation that lenders would move equally as fast in order to protect consumers through these difficult times.

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Credit Services

No Time For Downtime

15 October 2020

Operational resilience is at the centre of the Financial Conduct Authority’s response to the COVID-19 pandemic. As the UK went into lockdown in March, it urged the businesses it regulates to revisit their contingency plans for unexpected and disruptive major events.

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Credit Services

Funding The COVID Retirement Years: How Open Technology Can Ready Lenders For A Surge In Equity Release Demand

14 September 2020

Fears that a generation of ‘later life’ workers had insufficient pensions to support retirement were circulating long before COVID-19 hit the UK in March. Since then, the pandemic has taken an axe to UK pension investments, throwing fuel on the fire of what was already a gathering crisis.  

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