Beyond Lending

Technology-led innovation in loan management that delivers automation, efficiencies and cost savings. We ensure customers are serviced in a compliant, safe and efficient manner.

Authorised and regulated by the Financial Conduct Authority, with compliance at our core. Delivering digital lending platforms that support any type of consumer loan agreement including unsecured, motor, retail and residential mortgages.

Loan Software

Services 7 800X600

A highly scalable, API-driven regulatory credit management platform.

Providing banks, lenders and financial institutions with an automated, flexible, end-to-end loan administration system. Our open API approach provides consumers with ease of use and the information they need at the touch of a button.

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Loan Servicing

Services 1 800X600

A complete outsourced credit management solution to support secured and unsecured lenders.

Financial Conduct Authority (FCA) regulated services that are underpinned by market-leading proprietary technology alongside highly skilled, multi-disciplinary teams. Our training programmes enable clients to effectively manage all regulatory and consumer risks.

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Mortgages Services

Mortgage Services Tab Content Image 3 800X600 2

Highly scalable, API-driven mortgage servicing platform and outsource services.

Mortgage Services is EQ’s outsourced services and technology platform for mortgage providers. Combining an agile, flexible end-to-end lending solution with expert people and services. The open API approach is built with both lenders and consumers in mind.

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Standby Servicing

Services 8 800X600

Reliable, robust back-up servicing for securitised and non-securitised credit portfolios.

Proven compliant strategies to ensure minimal portfolio disruption and a seamless recovery of credit portfolios should the lender cease to trade, withdraw from the market or fail to meet the conditions of their funding agreement.

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The Future Of Lending

In June this year we held our fourth annual thought leadership conference. The entire event focused on a number of key areas including the impact of 2020 on the financial services industry, how digital transformation projects have supported customers more effectively and attitudes to consumer borrowing.

The entire event was held online and all of the talks are now available to watch on demand.

Watch now

Credit In Numbers

Technology drives our numbers, experience validates them.


of credit assets managed on behalf of clients

5 sec

Every 5 seconds a new loan application is processed on our platform


loan portfolio as back-up service provider

4 m

loan agreements managed on our platform

The Newly Nervous Consumer

Read our annual UK research report into unsecured lending. It reveals how 2020 affected consumers’ attitudes and their relationship with lenders. It reveals a ‘new nervousness’ in the credit market brought on by widespread financial uncertainty. It also explores:

  • How the industry adapted to the pandemic
  • The role of technology in the future
  • How products need to keep pace

Making Lending Cheaper, Safer and Faster

EQ is transforming the future of lending, delivering flexible, agile solutions that support the entire loan lifecycle. Combining innovative, advanced technology with expertly skilled personnel, to service a highly diverse range of lending portfolios.

Talk To Us Today

Talk to one of our experts today about how EQ can help your organisation increase efficiencies, reduce time to revenue and improve operations.


Latest Insights From Across Credit Services

News Release

Equiniti Credit Services Enters Mortgage Market With Hodge Bank Win

EQCS is working with Hodge to integrate its digital, API-led platform into Hodge’s existing mortgage origination system.


Funding The COVID Retirement Years - How Open Technology Can Ready Lenders For A Surge In Equity Release Demand

Fears that a generation of ‘later life’ workers had insufficient pensions to support retirement were circulating long before COVID-19 hit the UK in March.


The Mortgage Market Needs To Up Its Automation Game, Now More Than Ever

We explore how adopting open technologies can help mortgage providers accelerate their digital transformation, improve customer services and boost their recovery in a post-COVID-19 world.


Fast Forward Digital – The Acceleration Of Digital Strategies

We’ve spoken to businesses that have hastened their transformation programmes by three years and, on the face of it, should be well placed when life returns to some form of normality.


The Changing Landscape Of Specialist Lending: Are Traditional Mortgage Products Still Cutting It?

Available for download now, EQ Credit Services in association with Mortgage Finance Gazette, host an insightful webinar to discuss the increase in popularity of specialist lending sectors in the mortgage market.

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