EQ Credit Software, Credit Servicing and Standby Servicing

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Credit Services

Technology and services to support compliant, efficient and flexible lending.

Beyond Lending

Technology-led innovation in loan management that delivers automation, efficiencies and cost savings. We ensure customers are serviced in a compliant, safe and efficient manner.

Authorised and regulated by the Financial Conduct Authority, with compliance at our core. Delivering digital lending platforms that support any type of consumer loan agreement including unsecured, motor, retail and residential mortgages.

Loan Software

A highly scalable, API-driven regulatory credit management platform.

Providing banks, lenders and financial institutions with an automated, flexible, end-to-end loan administration system. Our open API approach provides consumers with ease of use and the information they need at the touch of a button.

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Loan Servicing

A complete outsourced credit management solution to support secured and unsecured lenders.

Financial Conduct Authority (FCA) regulated services that are underpinned by market-leading proprietary technology alongside highly skilled, multi-disciplinary teams. Our training programmes enable clients to effectively manage all regulatory and consumer risks.

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Mortgages Services

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Highly scalable, API-driven mortgage servicing platform and outsource services.

Mortgage Services is EQ’s outsourced services and technology platform for mortgage providers. Combining an agile, flexible end-to-end lending solution with expert people and services. The open API approach is built with both lenders and consumers in mind.

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Standby Servicing

Reliable, robust back-up servicing for securitised and non-securitised credit portfolios.

Proven compliant strategies to ensure minimal portfolio disruption and a seamless recovery of credit portfolios should the lender cease to trade, withdraw from the market or fail to meet the conditions of their funding agreement.

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The Future Of Lending

In June this year we held our fourth annual thought leadership conference. The entire event focused on a number of key areas including the impact of 2020 on the financial services industry, how digital transformation projects have supported customers more effectively and attitudes to consumer borrowing.

The entire event was held online and all of the talks are now available to watch on demand.

Watch now

Credit In Numbers

Technology drives our numbers, experience validates them.

£20bn

of credit assets managed on behalf of clients

5 sec

Every 5 seconds a new loan application is processed on our platform

£8bn

loan portfolio as back-up service provider

4 m

loan agreements managed on our platform

The Newly Nervous Consumer

Read our annual UK research report into unsecured lending. It reveals how 2020 affected consumers’ attitudes and their relationship with lenders. It reveals a ‘new nervousness’ in the credit market brought on by widespread financial uncertainty. It also explores:

How the industry adapted to the pandemic
The role of technology in the future
How products need to keep pace

READ THE REPORT

Who We Work With

By combining specialist expertise with market-leading technology, EQ helps businesses like these achieve their goals.

Making Lending Cheaper, Safer and Faster

EQ is transforming the future of lending, delivering flexible, agile solutions that support the entire loan lifecycle. Combining innovative, advanced technology with expertly skilled personnel, to service a highly diverse range of lending portfolios.

Awards And Accreditations

We are proud of all the awards and accreditations that we receive. These are a reflection of our current business standards and the quality of our products and services.