EQ Credit Software, Credit Servicing and Standby Servicing

Beyond Lending

Technology-led innovation in lending that delivers automation, efficiencies and cost savings. We ensure customers are serviced in a compliant, safe and efficient manner.

Authorised and regulated by the Financial Conduct Authority, with compliance at our core. Delivering digital loan administration solutions that support any type of consumer loan agreement including unsecured, motor, retail and residential mortgages.

Credit Software

Services 7 800X600

A highly scalable, API-driven regulatory credit management platform.

Providing banks, lenders and financial institutions with an automated, flexible, end-to-end loan administration system. Our open API approach provides consumers with ease of use and the information they need at the touch of a button.

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Credit Servicing

Services 1 800X600

A complete outsourced credit management solution to support secured and unsecured lenders.

Financial Conduct Authority (FCA) regulated services that are underpinned by market-leading proprietary technology alongside highly skilled, multi-disciplinary teams. Our training programmes enable clients to effectively manage all regulatory and consumer risks.

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Standby Servicing

Services 8 800X600

Reliable, robust back-up servicing for securitised and non-securitised credit portfolios.

Proven compliant strategies to ensure minimal portfolio disruption and a seamless recovery of credit portfolios should the lender cease to trade, withdraw from the market or fail to meet the conditions of their funding agreement.

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Credit In Numbers

Technology drives our numbers, experience validates them.

20 bn

GBP of credit assets managed on behalf of clients

5 sec

Every 5 seconds a new loan application is processed on our platform

8 bn

GBP loan portfolio as back-up service provider

4 m

loan agreements managed on our platform

Making Lending Cheaper, Safer and Faster

EQ is transforming the future of lending, delivering flexible, agile solutions that support the entire loan lifecycle. Combining innovative, advanced technology with expertly skilled personnel, to service a highly diverse range of lending portfolios.

Talk To Us Today

Talk to one of our experts today about how EQ can help your organisation increase efficiencies, reduce time to revenue and improve operations.

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Latest Insights From Across Credit Services

News Release

Equiniti Credit Services Enters Mortgage Market With Hodge Bank Win

EQCS is working with Hodge to integrate its digital, API-led platform into Hodge’s existing mortgage origination system.

Article

Funding The COVID Retirement Years - How Open Technology Can Ready Lenders For A Surge In Equity Release Demand

Fears that a generation of ‘later life’ workers had insufficient pensions to support retirement were circulating long before COVID-19 hit the UK in March.

Article

The Mortgage Market Needs To Up Its Automation Game, Now More Than Ever

We explore how adopting open technologies can help mortgage providers accelerate their digital transformation, improve customer services and boost their recovery in a post-COVID-19 world.

Webinar

Emerging Vulnerability Webinar

In an uncertain digital age, where tech and circumstances allow and require us to minimise face-to-face interaction, does FinTech have a role to play in helping to identify, assist and protect those who are vulnerable?

Article

Fast Forward Digital – The Acceleration Of Digital Strategies

We’ve spoken to businesses that have hastened their transformation programmes by three years and, on the face of it, should be well placed when life returns to some form of normality.