EQ Views
FCA Confirms Full BNPL Regulatory Deadlines
Thursday, 14 August 2025The FCA has confirmed that previously unregulated buy-now-pay-later (BNPL) products will come under their remit on 15 July 2026. We look at what this means for how lenders operate their businesses, and the new responsibilities they will assume under the new regime.
Read More
Bigger DB Pension Surpluses Open Up Opportunities For Schemes And Trustees
Thursday, 14 August 2025UK defined benefit (DB) pension schemes saw aggregate surpluses grow by £26bn over the past year, driven by strong asset performance and stable liabilities.
Read More
Unused Pensions To Be Included In Inheritance Tax From 2027
Thursday, 14 August 2025The Government has announced it will press ahead with plans to include unused pensions and certain death benefits in Inheritance Tax (IHT) calculations from April 2027. While it has made some adjustments after an industry consultation, the policy marks a significant shift in how pensions are treated on death.
Read More
TPR’s Paul Neville Calls On Pensions Industry To Embrace Digital Transformation
Tuesday, 12 August 2025In a recent blog post, Neville outlined TPR’s strategy to support this transformation, emphasising the importance of collaboration, improved data quality and the responsible use of new technologies.
Read More
Supreme Court Delivers Commissions Verdict, FCA Reaction, And What Motor Firms Can Do Now
Wednesday, 6 August 2025The judges deciding that a fiduciary duty was not owed to the consumer by either lenders or brokers, reversing the Court of Appeal’s shock decision in October 2024, coming as a huge relief to the whole financial services industry. However, their finding that the Johnson/FirstRand relationship was unfair has thrown up more questions for the motor finance sector.
Read More
EQ Experts Series - Bryony Wilson
Tuesday, 5 August 2025In this Q&A, Bryony Wilson, Business Development Manager – Employee Solution, shares her first impressions about joining EQ, and what is involved in finding the right people for the right job.
Read More